Colorado

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Longmont, Colorado CD Rates – 18-Month

You are viewing rates from banks across Longmont





Below are eighteen-month Certificates of Deposit (CD) rates from banks in Longmont, Colorado . Eighteen Month CDs offer a bit more yield than 1 year CDs but require a longer time-commitment. Like any CD, you should consider the trade-off between the difference in yield and the required time commitment. If an 18 month CD pays significantly above the yield of a 12-month CD, it may be worth opening.

Longmont, CO - August 1, 2025

18 Month CD National Average : 0.58% ?

Banks APY MIN MILES ?

Warning: Early Withdrawal Penalty is 2% of the account balance.
Rate History: 4.35% → 4.20% → 4.15% → 4.05% → 4.20%

| Jul 3, 2023

A 2% early withdrawal fee on a 1-year CD is almost equally insane as a 270 day one. Read More

| Sep 18, 2023

I agree with another user, this bank is very poorly put together, and may very well be an operation in large part used to extract and sell people's personal information. I called customer service and had ... Read More

Early Withdrawal Penalty is 270 days interest.
Rate History: 4.10% → 4.15% → 4.10% → 4.00% → 4.10%

| Dec 18, 2023

I submitted a CD application 18 months 5.50 APY over a week ago and my application was declined no reason was given, I have the funds in another bank for transfer, credit score over 800. I think the reason... Read More

Early Withdrawal Penalty is 90 days interest.
Rate History: 4.50% → 4.25% → 4.15% → 4.05% → 4.00%

| Jun 26, 2020

Rate not current Read More

Earty Withdrawal Penalty is 180 days interest.
Rate History: 4.75% → 4.50% → 4.35% → 3.85% → 3.80%

| Aug 2, 2023

Sallie mae is just a horrible institution. We've done business with them before and swore on the holy bible not to go near there again, but a 18 mos cd at 5.55% brought us back. Read More

Rate History: 4.00% → 3.95% → 4.00% → 3.95% → 3.80%

| Dec 21, 2023

Very easy to setup 6 month 5.35% CD from cornerstone account Read More

| Feb 6, 2023

after over 100k in transactions through this bank in the course of a year not only did i suffer from fraud but this bank closed my accounts and i have been lliable for all the losses and to top it off with... Read More

| Jun 2, 2022

I've been a customer since CIT emerged from the financial crisis as a real competitor in this space (14 years or so). Zero complaints about anything over this time ... until today. Now they are offering a... Read More

Rate History: 3.05% → 2.53%

Rate History: 0.20% → 2.55% → 2.45% → 2.30% → 2.05%

| May 29, 2020

Dua Read More

Rate History: 3.00% → 2.50% → 2.00%

| Jan 2, 2023

Terrible customer service by investment side. Fees too high , too full of themselves Read More

0.90%

$10,000

22.44

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0.84%

$100,000

14.37

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0.79%

$10,000

14.37

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0.70%

$100,000

1.57

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0.65%

$10,000

20.33

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| Feb 4, 2020

Academy was great helping me open a new account Read More

0.60%

$10,000

23.85

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0.60%

$10,000

9.43

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0.60%

$10,000

1.57

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0.50%

$10,000

20.33

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0.50%

$10,000

14.41

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0.45%

$10,000

17.84

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| Jun 10, 2022

This bank hasn't raised their rates! Maybe I was sleeping but I need to get out of here fast. Read More

| May 21, 2018

I wish I had never heard of or seen BBVA. It has been a disaster. Came to this site to find something else. Read More

0.10%

$1,000

6.00

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0.08%

$500

14.38

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Rate History: 4.75% → 0.01% → 0.05%

| Mar 28, 2023

On line banking gives a confirmation number when paying bills. But it doesn’t confirm that the bill will be paid only that they have the information. Ridiculous. Read More

| Jun 12, 2023

US Bank reported me to dult Protective Services because my husband is 85 and I am63. He got sick and went into a nursing hime for 3 months. My husband always handled the financial affairs. I had to take ov... Read More

| Jul 24, 2023

BOFA is a den of people thieves camouflaged as bank operatives. There’s a soon to be uncovered carrel of money laundry there. They took all my money and don’t want to release it to me for no particular... Read More

Rate History: 0.10% → 0.02% → 0.10% → 0.02%

| Feb 25, 2023

I have been working for this company more than 5 years. I would not recommend any investment with First Citizens Bank. They are the worst performer on the market based on the customer and employee reviews... Read More

All rates listed are Annual Percentage Yield (APY). The Min listed is the minimum deposit account balance required to obtain the rate listed.

Branches Info around Longmont, CO - August 1, 2025


Branch Street City State
Wells Fargo Bank, National Association
Boulder Branch
1242 Pearl Street Boulder CO
Zions Bank
Boulder - Broadway Branch
2696 Broadway Boulder CO
BOKF, National Association
Boulder Branch
1505 Pearl Street # 105 Boulder CO
JPMorgan Chase Bank, National Association
Boulder Downtown Banking Branch
1301 Canyon Boulevard Boulder CO
First FarmBank
First Farmbank Branch
2939 65th Avenue Greeley CO
First Western Trust Bank
Boulder Branch
1155 Canyon Boulevard, Suite 300 Boulder CO
First Western Trust Bank
Boulder Branch
1155 Canyon Boulevard, Suite 300 Boulder CO
RNB STATE BANK
Rawlins National Bank - Longmont Bra Branch
2001 North Main Street Longmont CO
Points West Community Bank
Good Samaritan Branch
805 Compassion Drive Windsor CO
Academy Bank, National Association
Academy Bank, National Association Branch
500 Summit Boulevard Broomfield CO
NBH Bank
Fort Collins Boardwalk Branch
4532 Boardwalk Drive Fort Collins CO
Adams Bank & Trust
Berthoud Branch
1201 Lake Avenue Berthoud CO
RNB STATE BANK
Rawlins National Bank - Longmont Bra Branch
2001 North Main Street Longmont CO
Points West Community Bank
Good Samaritan Branch
805 Compassion Drive Windsor CO
FlatIrons Bank
Mobile Branch
1095 Canyon Rd. Boulder CO
North Valley Bank
Broomfield Town Centre Branch
1210 East First Ave. Broomfield CO
Bank of Estes Park
Niwot Branch
7980 Niwot Road Niwot CO
First National Bank of Omaha
Boulder Mobile Branch
1155 Canyon Blvd Boulder CO
KeyBank National Association
South Boulder Branch
2460 Baseline Road Boulder CO
U.S. Bank National Association
Boulder North Branch
2550 Broadway Street Boulder CO
Bank of America, National Association
Boulder Branch
1965 28th Street Boulder CO
First-Citizens Bank & Trust Company
Boulder Branch
1601 28th Street Boulder CO


BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.

PRODUCT INFORMATION

18 Month CDs - Branch Banks 2025

Banks offer a range of Certificates of Deposit (CD) with 18 month CDs being a popular term. An eighteen month CD obligates the holder to keep their money in the bank for eighteen months in return for a fixed rate of interest during that time period. All eighteen month bank CDs shown on BestCashCow are FDIC insured.

Eighteen month CDs can be opened in almost any bank branch as the are a mainstay of bank deposit products.

The advantages of an eighteen month CD are:

  • A slightly higher rate than 12 month CDs in return for leaving the money in the bank longer.
  • A fixed rate during the 18 month period.
  • FDIC insurance.
  • Convenience of opening and managing the CD at a local branch.

The disadvantages of an eighteen month branch CDs are:

  • Rates are generally lower than on the top online savings and CD accounts.
  • Money is tied up for 18 months. Removing it early results in significant penalties.
  • Opening in a branch requires a personal visit.

All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.

To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.

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